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Merrill Edge is providing a link to this third-party website only as a convenience to you. If Merrill Edge and its parent, subsidiaries, and affiliates have no affiliation with this website, they do not control the accuracy, completeness, timeliness or appropriateness of any content, links, or information contained in, or displayed on, the website. Merrill Edge and its parent, subsidiaries and affiliates do not explicitly or implicitly endorse or approve, or pay for, or participate in any way in the development of, any content, links, or information contained within, or accessible to or from the third party website, unless stated otherwise. Merrill Edge and its parent, subsidiaries and affiliates do not investigate, verify, or monitor any content, links, or information contained within or accessible to or from the third party website, and do not know, or have reason to know, if any such content, links, or information is false or misleading. If you choose to access this third-party website, then you will be subject to that website’s terms of use, information security, and privacy policies, if any, over which Merrill Edge and its parent, subsidiaries, and affiliates have no control or influence. In no event will Merrill Edge or its parent, subsidiaries or affiliates be liable or responsible for any information, links, or content within or accessible to or from the third party website that you access, or liable or responsible for any decision or action that you take relating to your use or access of that website. Nothing contained in any content provided by Merrill Edge to the third party website is, or can be construed to be, an offer to sell or a solicitation to purchase any security, investment product, or other financial product or service, an official confirmation of any transaction, or an official statement of Merrill Edge or its affiliates or subsidiaries.

Merrill does not provide tax, accounting or legal advice. This material does not take into account your particular investment objectives, financial situations or needs and is not intended as a recommendation, offer or solicitation for the purchase or sale of any security, financial instrument, or strategy. Before acting on any information in this material, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice.

Any opinions expressed herein are given in good faith, are subject to change without notice, and are only correct as of the stated date of their issue. Investment involves risk, including the possible loss of principal.

Any ranking or ratings provided are not representative nor indicative of any one client’s experience, future performance, or investment outcome.

Please review the Merrill Guided Investing Brochure at merrilledge.com/guided-investing-program-brochure for important information including pricing, rebalancing, and the details of the investment advisory program. Your recommended investment strategy will be based solely on the information you provide to us for this specific investment goal and is separate from any other advisory program offered with us. If there are multiple owners on this account, the information you provide should reflect the views and circumstances of all owners on the account. If you are the custodian of this account for the benefit of another person, please keep in mind that these assets will be invested for the benefit of the other person. Guided Investing is offered with and without an advisor. Merrill, Merrill Lynch and/or Merrill Edge investment advisory programs are offered by Merrill Lynch, Pierce, Fenner and Smith Incorporated (“MLPF&S”). MLPF&S and Managed Account Advisors LLC (“MAA”) are registered investment advisors. Investment advisor registration does not imply a certain level of skill or training.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, Member SIPC and a wholly owned subsidiary of BofA Corp.

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Are Not a Condition to Any Banking Service or Activity

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing consider carefully the investment objectives, risks, and charges and expenses of the fund, including management fees, other expenses and special risks. This and other information may be found in each fund's prospectus or summary prospectus, if available. Always read the prospectus or summary prospectus carefully before you invest or send money. Prospectuses can be obtained by contacting us. Past performance is no guarantee of future results. Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.

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